Creating White Chicken Chili with Cream Cheese is easy if you follow these steps:

1. Sauté the Vegetables: In a large pot, heat a splash of oil over medium heat. Add the diced onion and sauté until translucent, about 5 minutes. Stir in the minced garlic and cook for another minute until fragrant.
2. Add the Chicken and Broth: Add the shredded chicken and chicken broth to the pot, stirring everything together.
3. Incorporate Beans and Diced Green Chilies: Add the white beans and diced green chilies to the mixture. Stir well to combine.
4. Season the Chili: Sprinkle in the ground cumin, chili powder, oregano, salt, and pepper. Mix thoroughly and bring the chili to a gentle simmer.
5. Stir in the Cream Cheese: Once the chili is simmering, add the softened cream cheese. Stir well until the cream cheese is fully incorporated and the chili is creamy.
6. Melt the Monterey Jack Cheese: Add the shredded Monterey Jack cheese and continue to stir until melted and combined.
7. Taste and Adjust: Taste the chili and adjust seasoning if necessary.
8. Garnish and Serve: Remove from heat, garnish with fresh cilantro, and serve with lime wedges for a fresh burst of flavor.

Following these simple steps will lead you to a delicious pot of White Chicken Chili with Cream Cheese in no time!